I found out last week that my ex-husband is losing his job. He is currently in the Air Force, but they have decided to fire him. I'm hoping that I convinced his First Sergeant to wait until Summer, but even if I did, my ex-husband's bad conduct might force the First Sergeant's hand. This is a serious blow, because my children and I still rely on military benefits, and of course, child support. I'm anticipating that both benefits and child support will disappear the second my ex-husband is kicked out. At first, I kind of panicked about this, but really...I don't have the luxury of giving into panic, so I tried to pull myself together and come up with a plan. Here's what I've come up with:
SAVE UP $8000 TO GET ME THROUGH THE SUMMER
If the First Sergeant can delay the firing until June, I will (hopefully) finish up my pre-requesites by the end of Summer quarter and be able to get a job while I wait for my program to start. I would need $8000 to get me from June to November. I say November, because I might not get a job right away. The unemployment rate in Augusta is pretty high right now. I feel pretty confident I can come up with tthe $8000. My tax refund alone is almost $6000, I'm getting a Pell refund of $300, and I have my new babysitting job. The lady I babysit for is paying me $300 on February 5. That is $6600 right there! I will get one more Pell refund before June, which will bring me to $7000. I will get paid (hopefully) $750 from babysitting between now and June, and I plan to save $600 of it. That brings me to $7600! I'm sure I'll be able to save that last $400 somehow. *sigh* there are always a few places to cut corners, even in the strictest budget. If I can avoid tapping into my long term savings before I find a job, I'll have enough money to get me through school...No matter what my ex-husband does.
GET MORE EVENING AND WEEKEND BABYSITTING CLIENTS
The more extra money I make, the better, especially in the Summer. If I can get just one more child to watch, that would bring my income up to $500 a month. I wish I could watch kids during the day, but school is more important than money at this point.
FIND OUT HOW TO GET MORE GRANT, OR SCHOLARSHIP MONEY FOR SCHOOL.
Luckily there are a lot of federal and state programs out there to help single moms go to college. President Obama has promised to increase Pell grants and other assistance for school. I know a lot of people consider these programs to be "welfare" and "socialist," and maybe they are. The way I see it, though, is those same people are usually devout christians...Doesn't the Bible say to help each other, and that we're all children of God? Wasn't Jesus all about giving to the poor, and needy, no matter how they got that way? It doesn't seem to me that wanting poor people, especially poor CHILDREN to starve and die in the streets, is a very christian attitude.
Well there it is, my plan to (hopefully) avoid disaster.